Offering 3

Obstacles Ahead

EDUCATION CRISIS

Tuition costs keep rising.

Student loans can be major burden.

Some graduates are having trouble finding good jobs and the right career for them.

SPENING CRISIS

Budget deficits and rising national debt could increase pressure on our government

to raise taxes and reduce funding to retirement programs, like social security.

Some people spend more on things they don't need with money they don't have.

RETIREMENT CRISIS

The traditional pillars of retirement are now in doubt.

Poor savings habit.

Fewer companies offering pensions.

Retirement benefits such as Social Security may become unsustainable.









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